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Tax coverage
Tax figures for Switzerland are provisional: tax on pension capital withdrawals and church tax are still being verified. Figures are estimates for planning — computed, not advice — and not tax-filing grade.
Provisional — modelled, some rules still being verified
Tax year / edition
2026 federal reference; cantonal scope varies.
Law
Federal Direct Tax Act (DBG), article 36; selected cantonal schedules.
Rules represented
Federal and selected cantonal tax mechanisms, including Zürich.
Limits to check
Other cantons, church tax and pension capital withdrawals are not comprehensively covered.
Six areas. Each one says what is included, what is assumed and what is not covered. A rule’s presence does not mean every combination is supported.
Included: Compare stated income, retirement dates, spending and savings over time in supported plans.
Assumed: Future returns, inflation and spending are modeled assumptions, not predictions.
Not covered: A complete tax return, guaranteed investment outcomes or an assurance that a spending level is safe.
Included: Individual plans and household facts such as separate incomes, account owners and retirement dates.
Assumed: Couples need the applicable filing arrangement and ownership facts; two people are not automatically two equal earners.
Not covered: Blanket support for every couple, dependant or survivor situation; joint-income and death-related results need scenario-specific checks.
Included: Cash, taxable investments and supported named pension or tax-free accounts.
Assumed: Tax treatment depends on account type, owner, location, currency and acquisition cost.
Not covered: Every pension product, trust or foreign account; a balance alone does not establish withdrawal tax treatment.
Included: Property and held-asset inputs, their stated income and planned sales in supported scenarios.
Assumed: A property’s value is not cash available to spend; sale timing, costs and tax treatment matter.
Not covered: Universal home-sale relief, rental-business tax treatment or all equity-compensation arrangements.
Included: Supported repayment and interest-only mortgage cashflows, using stated balances, rates and terms.
Assumed: Borrowing comparisons depend on the entered rate, repayment schedule and refinancing assumptions.
Not covered: Lender approval, guaranteed refinancing, future borrowing rates or arranging a loan for you.
Included: Selected tax mechanisms for relocation, gifts and inheritance; availability depends on the exact situation.
Assumed: Residence, citizenship, beneficiaries, asset location and transaction dates can all change the answer.
Not covered: A complete cross-border or estate plan; death taxes, prior gifts and insurance have material scenario limits.
MyCIO will refuse to give a figure when…
Cross-border
Supporting two countries on their own is not the same as supporting a move between them. So far we have only checked the US–UK pair. For any other pair the plan still runs, but it marks the cross-border tax figures as unverified estimates rather than treating them as reliable.
Figures are estimates for planning — computed, not advice. They are not tax-filing grade and not a substitute for a licensed adviser. Every country page lists what is encoded and what is not. Read the disclosures.
Other launch countries
